Midwest Orthopaedic Center appreciates the opportunity to provide outstanding orthopaedic care to our patients. We are dedicated to providing the most responsive and highest quality care in a cost effective manner. To assure continued care in the community, we have developed the following financial policies.
Our billing office staff will gladly assist you with any questions you have regarding your bill. You may contact them at 1-888-442-8457, Monday – Friday 8:00 AM – 5:00 PM
Payments can be made using cash, check, money order, or credit card. We currently accept Visa, Discover and MasterCard. All patients are required to make any patient responsible portion of a payment at the time of service. If payment is not made, we reserve the right to reschedule your appointment.
Midwest Orthopaedic Center requests that you familiarize yourself with your health insurance policy and know your co-pay, deductible, co-insurance and policy benefits before your appointment. Your insurance is a contract between you and your carrier. We will assist you in receiving appropriate reimbursement from your carrier; however payment is ultimately your responsibility. You will be required to make payment at the time of service depending upon your insurance plan. All co-pay, co-insurance and deductible amounts are payable at the time of service.
An insurance card must be presented at your first visit to ensure proper billing. You may be asked to present this card for verification purposes at subsequent visits. If you do not have your card and we can not verify benefits, you may be asked to reschedule your appointment.
While we accept all health insurance plans, we participate as in network providers with the carriers listed below. It is the patient's responsibility to contact their insurance carrier to verify that Midwest Orthopaedic Center is contracted with them. If a referral is required by your insurance plan, it is your responsibility to contact your primary care physician before your appointment.
We will bill all services to the appropriate primary and secondary insurance carrier. If they fail to respond to our claim, you will receive a statement for charges. Statements are sent monthly and payment is due within 30 days.
Participating Insurance Networks/Plans:
Patients with insurance from a non-contracted carrier(out of network) will be responsible for any co-insurance, over usual and customary or unpaid balances. If your insurance company indicates a charge is above usual and customary, please understand that this means it is above their allowable rate. We believe the fees for our services are fair and reasonable. They are based upon national and local studies of fees for similar services and are updated annually. Questions related to usual and customary should be directed to your insurance carrier.
If you are not covered by a health insurance policy you will be considered self pay. This requires that new patients pay a minimum of $250 at their first visit and a minimum of $50 at any subsequent visit. This is a deposit on services rendered and any balance over the deposit will be billed to you. We accept discounted fees from insurance carriers and are wiling to negotiate a discount for those without insurance coverage. Please ask the patient advocate about the self pay discount at registration.
A primary care referral is required for all Public Aid appointments including those treated in the Emergency Department. Public Aid recipients need to provide a current Public Aid card for every scheduled appointment in order to receive services. Any co-pay designated on the card is required to be paid at the time of service.
All treatment under workers compensation must be pre-authorized in writing by your employer or workers compensation carrier. No appointment will be made if there is no prior approval, if the claim is disputed or denied, or if the patient is considering filing a workers' compensation claim. Once authorization or determination by Illinois Workers Compensation Commission has occurred, the patient is encouraged to contact our office to discuss an appointment
If a workers compensation carrier denies further authorization for patients already under care by Midwest Orthopaedic Center, it is the patient's responsibility to contact their health insurance carrier to receive approval for continued treatment.
This office does not routinely file claims for accident or liability cases. If your injury is a result of a liability, you must provide that information at the first visit including any attorney information. We will bill your liability carrier as a courtesy if we can obtain verification of the incident with the carrier. Once the liability insurance has maxed the patient's health insurance will be billed. Ultimately, the patient is responsible for the billed services 30 days after initial billing. Please note that litigation is NOT considered a valid reason to withhold payment for services. Collection action will begin after no payment is received.
Midwest Orthopaedic Center offers a financial assistance program. In order to qualify, applicants must provide a denial letter from Illinois Public Aid and complete an application. Copies of pay stubs, income tax returns, bank statements, household bills etc are required. Income limits used to qualify are set at a percentage of the annual poverty guidelines as supplied by the department of Health and Human Services.
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6000 North Allen Road - Peoria, Illinois 61614 - (309) 691-1400